Snowboard & Ski Travel Insurance
Worldwide coverage including medical, accident & equipment protection
Compare travel insurance for Snowboard & Ski from 30+ insurers. Emergency medical cover worldwide, 24 hours.
- Dedicated Snowboard & Ski sports cover
- Emergency medical worldwide, 24 hours
- Policy delivered by email instantly
- Equipment loss & breakage covered — standard plans don't include this
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Why insure your Snowboard & Ski trip?
Dedicated Snow Sports Cover
Direct cover for Snowboard & Ski accidents including on-slope emergency rescue.
Emergency Medical Worldwide
Emergency medical cover worldwide 24 hours, up to ฿3M.
Ski & Snowboard Equipment Cover
Covers lost, damaged, or delayed ski equipment including rental replacement costs.
Schengen Visa Compliant
Plans meet Schengen visa requirements — suitable for Europe and Japan ski trips.
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We compare plans and prices from 30+ top insurers in one place for you.
Instant Policy by Email
Policy delivered by email instantly after payment. No waiting, no paperwork.
Compare: Standard Travel vs Snowboard & Ski Plan
Why choose a dedicated snow sports plan?
| Coverage | Standard Travel Plan | Snowboard & Ski Plan |
|---|---|---|
| Emergency medical cover worldwide | ✓ | ✓ |
| Snow sports accidents (Ski / Snowboard) | ✗ | ✓ |
| Ski / Snowboard equipment loss or breakage | ✗ | ✓ |
| Equipment rental replacement (if damaged) | ✗ | ✓ |
| On-slope emergency rescue (Mountain Rescue) | ✗ | ✓ |
| Trip cancellation / Flight delay | ✓ | ✓ |
| Schengen visa compliant | ✓ | ✓ |
Frequently Asked Questions
What should I do if I have an accident on the slopes?
Contact Ski Patrol or the resort's emergency service immediately. Seek medical treatment and keep all doctor certificates and original receipts. Submit your claim documents within 30 days of hospital discharge. Contact us: 02-985-9000 (Mon–Fri 9:00–18:00)
How do I claim for lost or broken Ski / Snowboard equipment?
Report to the local police (if stolen/lost) or the airline baggage desk (if delayed/damaged in transit). Obtain a Police Report or Property Irregularity Report (PIR) and take photos of any damage. Submit all documents within 30 days.
Do I need to buy the insurance before departure?
Yes. You must purchase the policy before departing from Thailand. Purchasing while already abroad is not permitted.
Is this plan Schengen visa compliant?
Yes. The Snowboard & Ski plan covers emergency medical treatment and repatriation with a minimum sum of €30,000 (approx. ฿1.5M), meeting Schengen visa requirements. Ideal for ski trips to Europe and Japan.
Can I cancel my policy if I need to cancel my trip?
Cancellation is only possible if your visa has been rejected. You must provide the embassy's rejection letter, a passport copy, and a bank statement, and notify us before the coverage start date. No cancellations are permitted for other reasons.
What documents do I need to file a claim?
Required documents vary by claim type. Generally: passport copy, policy document, medical certificate / receipts (medical claims), Police Report (theft / loss), PIR from airline (baggage damage). For more details: 02-985-9000
Coverage Details
Sum insured (THB) by plan
| Coverage | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| Death / Total Disability (age 15–75) | 1,500,000 | 2,000,000 | 3,000,000 | 4,000,000 | 5,000,000 |
| Medical Expenses (age 15–75) | 2,000,000 | 2,000,000 | 2,000,000 | 3,000,000 | 5,000,000 |
| Hospital Confinement Benefit (per day) | — | — | 1,000 | 2,500 | 3,000 |
| Emergency Evacuation / Repatriation | 1,500,000 | 1,500,000 | 2,000,000 | 3,000,000 | 3,000,000 |
| Personal Liability | 500,000 | 500,000 | 1,000,000 | 3,000,000 | 4,000,000 |
| Trip Cancellation / Postponement | — | 50,000 | 200,000 | 300,000 | 500,000 |
| Baggage & Personal Effects Loss/Damage | — | 15,000 | 30,000 | 40,000 | 60,000 |
| KEYSki / Snowboard Equipment Loss or Breakage ** | — | ✓ | ✓ | ✓ | ✓ |
| Baggage Delay (Lump Sum) | — | 10,000 | 15,000 | 25,000 | 35,000 |
| Flight Delay (Lump Sum) | — | 10,000 | 15,000 | 25,000 | 35,000 |
| Loss of Travel Documents | — | 5,000 | 10,000 | 20,000 | 30,000 |
| Hijacking | — | 100,000 | 100,000 | 100,000 | 100,000 |
| Personal Money Loss | — | — | 2,000 | 4,000 | 6,000 |
| Notebook Computer Loss/Damage | — | — | 15,000 | 20,000 | 25,000 |
| Rental Car Excess | — | — | 15,000 | 20,000 | 25,000 |
* Age 6 months–14 yrs and 76–80 yrs have different limits for some items | All plans are Schengen visa compliant | ** Ski/Snowboard equipment covered under snow sports endorsement — see policy for full terms
Top Ski & Snowboard Destinations
Why standard travel insurance isn't enough for Ski & Snowboard?
Standard travel insurance policies typically exclude hazardous sports including Ski and Snowboard. If you have an accident on the slopes — a broken leg, torn ligament, or head injury — medical costs abroad can reach hundreds of thousands or even millions of baht. Your ski or snowboard equipment (often worth 30,000–200,000 baht) is also not covered for theft or damage under a regular travel policy.
What does Snowboard & Ski travel insurance cover?
A Snowboard & Ski plan is designed specifically for snow sports and covers: (1) Emergency medical expenses from skiing/snowboarding accidents, including repatriation; (2) Ski / Snowboard equipment for loss and breakage — coverage standard plans omit entirely; (3) Mountain Rescue for on-slope emergencies such as helicopter evacuation; (4) Trip cancellation due to weather or pre-trip injury; and (5) Personal liability, e.g. colliding with another skier.
How to choose the right plan
For ski trips to Japan (Hokkaido, Niseko) or Korea, Plans 2–3 offer adequate cover for most trips. For Europe or North America where medical costs are significantly higher, we recommend Plans 4–5 with sum insured of ฿3–5M. All plans from Plan 2 upward meet Schengen visa requirements for European ski trips. Compare all plans and prices instantly — no registration required.
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