Coverage of Medical Professional Indemnity Insurance
Medical Professional Indemnity Insurance provides legal liability protection for medical professionals. In the event that medical practice does not meet professional or ethical standards caused by negligence and violations, and unintentional damage to the patient.
General Coverage of Medical Professional Indemnity Insurance
Set amount per case: for example 2,000,000 Thb per case
Set amount per year: for example 4,000,000 Thb per year
This Insurance has a set limit indemnifiable amount and a limit per year. This limit or coverage plan and your current field of the medical profession is the big factor that will decide the premium of the insurance or to be insured at all.
The premium rate of medical professional Indemnity insurance
They are generally grouped according to the risk of their field of medical expertise. They are usually divided into 3 groups as follows.
Has the lowest insurance premium rate, such as internal medicine, psychiatrist and pathologist, etc.
Have a higher premium rate than group 1 such as surgeons, ophthalmologists, dentists, ear, nose, and throat doctors, etc.
Have the highest premium rates, such as obstetricians, anesthesiologists, neurosurgeons, and brain surgeons, etc.