Car Insurance Thailand

Buy car insurance online & save today

Car Insurance in Thailand
1. Vehicle's Details

Main Points of Car Insurance Thailand

Best Price Guarantee

We have selected the best plans with the best prices for you to compare and choose from.

Installment Plans

Pay your premiums in installment up to 10 months with a Thai Credit-Cardwith no extra fees.

Online 24/7

Compare plans and purchase your policies online with us anytime and anywhere you want. Our website is there 24/7!

Free Addtional Services

Get free services like 24/7 roadside assistance, theft insurance, replacement car within your policy right away! (Depends on the plan that you have chosen).

No Hidden Fees

The premiums and the prices you see on the website is the price you pay. No hidden charges and addtional fees.

Fast and Easy

Fast Simple and Easy. Compare and start coverage for your car within minutes. Super simple!

Classes of Car insurance in Thailand

Car Insurance in Thailand has different types of coverage. There are usually 4 types of coverage and the most popular one is First class insurance, because this will cover damages to your car and to any car that you collide with in cases of accidents.

First Class Insurance (Type 1)

This is the most popular type of insurance because it covers your car and any third party that is involved in case of accident. Coverage includes damage to your car, whether you are at fault or not, fire and theft, personal accident insurance, public liability and bail bond. Some First Class insurance have deductibles or excess to lower your premium but usually clients just go with no deductibles as the price is not that different.

Second Plus Class Insurance (Type 2+)

This type of insurance also provides coverage for your car for damages and fire and theft but it will not cover the whole value of your car. Coverage includes, third-party, partial coverage for damages to your car, partial coverage for fire and theft, personal accident, public liability and bail bond.

Third Plus Class Insurance (Type 3+)

This type of insurance is similar to Second Plus Class Insurance (Type 2+) but this class doesn’t have a cover for fire and theft. This class provides the coverage for your car for partial damages third-party, partial coverage for damages to your car, partial coverage for fire and theft, personal accident, public liability and bail bond.

Third Class Insurance (Type 3)

This type of insurance only covers third-party and does not provide coverage for your car, in addition it also provides Personal Accident, Public Liability and Bail Bond.

To find the best plans for car and yourself, you must always compare between available plans and options and also take a look at the terms and conditions from both of the insurance companies and the OIC thoroughly.

Steps to apply for Car insurance in Thailand

Buying car insurance is simple & easy

To apply for car insurance, we will need the documents from you as below (This applies to every insurance companies) :

  1. Apply through our website or contact a customer service representative.
  2. Submit a copy of your Passport or Thai Driving License.
  3. Submit a copy of your Green book or Registration or Deed of Sale.
  4. Pay Invoice Premium
  5. You’re covered.
  6. The original documents (policy) will be sent to your mailing address within 7-14 days

*Some insurance companies ask for pictures of your car, but most insurance company schedule and inspection date most especially with First class insurance.

You can send addtional documents to us by LINE Chat with us or by Email [email protected]


What is the difference between 3rd, 2nd and 1st class insurance?

First class insurance is comprehensive and covers the car and third party as well. For the others, 2nd and 3rd class usually just covers third party liability. 2+ and 3+ class still has partial coverage for your car but 3rd class mostly is for third party liability.

What is Dealer and Garage coverage for car insurance mean ?

When buying Class 1 (First Class) car insurance, you can always choose between Dealer or Garage coverage. Meaning that when you have been in an accident, if you have a dealer car insurance policy and you drive a Toyota, you can take your car into Toyota Dealer to get reparied but if you have a Garage policy, you will need to go to a normal contacted garage. Car insurance with dealer type of coverage is of course will be more expensive than the normal garage coverage.

If I were to be in an accident and the car cannot move - will 1st class insurance cover the towing of the car?

Yes. Class 1 insurance will tow your car to the nearest garage or dealer that you wish if and only if you have been involved in an accident only (Different to the Roadside Service coverage)

If I buy now will I be covered today as well?

Yes, if your coverage start date is today, your accidents will immediately be covered. As long as you have already paid, then coverage is already guaranteed.

Is there a hotline for emergencies?

Every insurance company is required to have a Emergency hotline.

Can I put a name driver? Will this be cheaper?

In some cases, yes it will be cheaper. however, the premiums on our website are campaign premiums and this is already cheaper than what insurance companies offer. However, if you want to name drivers, you can name up to 2 drivers and the premium sometimes will be cheaper but that means only the drivers that are nammed can drive the car only.

Will this provide coverage for when I hit a property or a person?

Yes, all of these insurance policies provide cover for public liability or third party property insurance.

What insurance should I get?

What we always recommened is to always go for Class 1 (First class) as this will cover you the most. However, if you only want partial coverage for damages for you car, you can always go for class 2+ and 3+. And last, if you want only third-party cover you can always go for Class 3 (Third Class).

What are the qualified car ages for these insurance classes ?

This will depend on the insurance companies and their premium campaign, however more or less for Class 1 (First Class), the qualified will be between 1-10 years old. Class 2+ and Class 3+ will be between 1 - 15 years old and Class 3 will have the age limit of 25 years old.

Is there a no-claim bonus ?

No-claim bonus will only be available for First class insurance (Class 1) If you haven't made any claims on your policy, you will get a no-claim bonus of 20% every year until your no-claim bonus reaches 50% *This will depends on the guidelines of each insurance company, some companies offer a no-claim bonus and some don't.

If I have a dashboard camera, can I apply for discount?

Not all companies have implemented this as of now, but there are some companies that provide discounts for cars that have dashboard cameras. You can select the dashcam option when comparing and quoting through our comparison service.

How long until I get my original policy ?

You will receive 2 sets of documents (PDF and original documents)

We will send the PDF documents set by LINE or Email within 1-2 days, in which you can print this and keep in with you (or in your vehicle) as this will be your temporary policy (any emergencies or accidents, this document will be enough)

For the original documents set, you will get them within 7-14 working days. We will send them to your mailing address that you have specify. In the mean time, your car is already covered and you can call the hotline for emergencies and accidents.

How to contact you ?

You can always call us at our Hotline : 02-985-9000 or Chat with us LINE@ @checkdi or Email us : [email protected]

Office hours Mon-Fri : 08:00 - 17:30

Why CheckDi
Save Money
Compare insurance premiums and save up to 50% instantly!
Simple & Fast
Compare insurance plans & premiums instantly with a few clicks only.
Plans that suit you
Compare insurance plans and choose plans that suit you most, we have hand-picked top insurance companies just for you.
Expert Care
Buy with Confidence through us. You are always in good hands with our expert care support team.

Insurance in just Simple Steps

Compare Plans & Premiums
Compare Plans & Premiums
Select Plan and Pay
Select Plan and Pay
You're Covered!
You're Covered!

Real Reviews

Patra Jankovic

I called many insurance companies and brokers during my search for health insurance provider. I found that CheckDi gave me very good insight, especially my agent (her name is Mady) who was very helpful and knowledgeable. Info I got helped me make a better decision amidst the myriads of choices out there. That's the beauty of going through a broker, esp. when you don't know what provider to pick. Since brokers offer plans from many providers, they will give you info on different providers out there without preference. At least it was like that for my experience.

Tom Knevels

CheckDi is the most helpful insurance broker I’ve ever been worked with. Their follow-up and communication are very fast and accurate, an example for others.

Dan Astrom

I have many questions about the insurance product and CheckDi has answered all of them and made me confident about the product I was going to buy. I appreciate their help in any insurance matter, their assistance was a big help.

Leyla Mayko

I'm always getting very professional service for my health insurance. Im always getting all the updates, replies and support that I need.

Buy Insurance with Confidence

Buy insurance online with confience and guidance with CheckDi
Insurance partners
License number
Years in experience

Insurance Partners

We have hand-picked insurance companies that we work with, so you are always in good hands.