Coverage for accidents, death and dismemberment benefit, murder or assault benefit and riding at the back of a motorcycle as a passenger benefit. There is also medical expenses cover depending on the personal accident coverage you choose?
This depends on what Personal Accident insurance you choose to purchase, but most of our personal accident insurance plans have cover for medical expenses as this is one of the main covers for this type of insurance.
There is a specified amount for Murder and Assault on your policy. The insurance company will pay this amount to your beneficiary stated on the policy therefore the stated beneficiary should be your family member and shouldn't be anyone else.
Yes, most plans have cover for this, however some insurance companies will not have a cover for any passangers riding on the motorbike. Please check and study each plan carefully
Most insurance companies have an age cap when it comes to personal accident insurance, so be sure to ask your agent until when you can renew. This solely depends on what insurance company you choose.
Your beneficiary will be the one to claim for the money. She/he will have to claim the amount to the insurance company and she/he will be given the amount specified in your policy.
Any accidents that are a result of the insured being negligent (Like Driving under the influence, or doing sports under the influence) will not be covered.
TNo, unlike Health insurance, there is no waiting period in Personal Accident Insurance.
Clients applying for personal accident insurance must be residents of Thailand.
Yes, you are free to choose any medical provider you are comfortable with. However, each insurance company has a network list, if you go to a hospital or clinic that is not on their list you would have to pay first and get reimbursed.
Application process is different for everyone, the process can take longer if you have pre-existing conditions. Application process is 3-4 days and once you sign the offer letter the Card and Policy will be sent to your specified address within 7-10 business days.
You can always call us at our Hotline : 02-985-9123 or Chat with us LINE@ @mr.prakan or Email us : [email protected]
Office hours Mon-Fri : 08:00 - 17:30