Allianz Motorcycle Insurance Thailand

Allianz Motorcycle insurance Premium

Getting a motorcycle insurance quote from Allianz Insurance through us is a fast and easy process that can be completed instantly. All you need to do is provide us with some basic information about yourself and your car, and we will generate a quote for you. Our platform is designed to provide you with accurate quotes that are tailored to your specific needs, so you can be sure that the premium you receive is competitive and affordable. WithAllianz Insurance, you can also customize your policy to fit your individual requirements, so you get the coverage you need at a price you can afford. Overall, our goal is to make it as simple and straightforward as possible for you to get the motorcycle insurance coverage you need, with a premium that fits your budget.

You are able to choose which Allianz motorcycle insurance class or type you want on our platform right away. Here in Thailand, there are 4 main motorcycle insurance classes : Class 1, Class 2+, Class 3+, Class 3 (You can see the difference of each one below), in which you can instantly get quotes from your vehicle and start the coverage of your car with us right away.

Why is Allianz Recommended for Motorcycle insurance in Thailand ?

Allianz Insurance is a well-regarded insurance provider based in Thailand, renowned for its reliable coverage, proactive risk assessment, efficient claims processing, and excellent customer support. The company is dedicated to continuously enhancing its services and putting its customers' needs first, offering competitive and comprehensive insurance packages. With a focus on ensuring customer satisfaction, Allianz Insurance regularly introduces new policies to expand its range of options and provide the best possible solutions for its clients.

Besides offering reliable insurance coverage, Allianz Insurance is also well-known for its exceptional after-sales service. With a widespread network of quality garages and repair centers throughout the country, filing a claim is hassle-free and straightforward. Moreover, the company continues to innovate by leveraging technology to enhance its insurance systems. From introducing InsureTech and E-Policy to adopting Underwriting Tech, Allianz Insurance is dedicated to providing its customers with the latest and most convenient insurance options. As a result, the company enjoys a solid reputation and customer trust throughout Thailand.

The Ultimate Guide to Motorcycle Insurance in Thailand

Looking for affordable and comprehensive motorcycle insurance in Thailand? You've come to the right place! At CheckDi, we offer motorcycle insurance starting at just 1,000 baht annually. This guide will walk you through everything you need to know about motorcycle insurance in Thailand, from types of coverage to how to apply and save money.

Buy Motorcycle Insurance Online & Save Today

We can swiftly help you find more affordable motorcycle insurance in Thailand by comparing options. All we require is some basic information about you and your bike:

Details about your motorcycle

Make, model, and year of your motorcycle, plus any modifications.

Your contact details

Simply your phone number or email address will do.

Coverage preferences

What type of motorcycle insurance do you have in mind: 1, 2+, 3+, or 3?

Types of Motorcycle Insurance in Thailand

Motorcycle insurance in Thailand can be classified into voluntary and compulsory insurance, which we often call Por Ror Bor. You'll need at least the Por Ror Bor - it's mandatory, and you can't legally ride without it. You'll also need Compulsory Motorcycle Insurance to extend your road tax sticker with the Department of Land Transport.

Type 1 Motorcycle Insurance

Most comprehensive motorcycle insurance in Thailand. This is typically for bikes below 5 years of age and 250 cc and above.

What's usually covered

• Damages from vehicle-to-vehicle collision
• Damages from other collision accidents, such as falling trees, rocks, property
• Fire and Theft
• Flooding
• Liability damage caused
• Driver/passenger accident cover
• Bail Bonds

What's usually not covered

• Negligence
• Wear and tear
• Invalid driving license
• Driving under the influence of alcohol or any illegal drugs

Type 2+ Motorcycle Insurance

Third-party, fire and theft plus vehicle-to-vehicle damage repairs. Suitable for new bikes up to 5 years of age.

What's usually covered

• Damages from vehicle-to-vehicle collision
• Fire and Theft
• Liability damage caused
• Driver/passenger accident cover
• Bail Bonds

What's usually not covered

• Damages from other collision accidents, such as falling trees, rocks, property
• Wear and tear
• Invalid driving license
• Driving under the influence of alcohol or any illegal drugs

Type 3+ Motorcycle Insurance

Third-party only, plus vehicle-to-vehicle damage repairs. Suitable for new bikes up to 5 years of age.

What's usually covered

• Damages from vehicle-to-vehicle collision
• Liability damage caused
• Driver/passenger accident cover
• Bail Bonds

What's usually not covered

• Damages from other collision accidents, such as falling trees, rocks, property
• Fire and Theft

Type 3 Motorcycle Insurance

Third-party only. This is the only insurance available for bikes over 5 years of age.

What's usually covered

• Liability damage caused
• Driver/passenger accident cover
• Bail Bonds

What's usually not covered

• Damages from vehicle-to-vehicle collision
• Damages from other collision accidents, such as falling trees, rocks, property
• Fire and Theft

Compulsory Motorcycle Insurance (Por Ror Bor)

This is the minimum legal requirement for all motorcycles in Thailand.

What does compulsory insurance cover

Por Ror Bor motorcycle insurance provides coverage in 2 main parts:

Part 1 (for everyone involved in the accident):

• Medical Expenses for injury up to 30,000 Baht per person
• Compensation for loss of vital organ and permanent disability up to 35,000 Baht per person
• Compensation for Death up to 35,000 Baht per person

Part 2 (only for the party not at fault for the accident):

• Medical Expenses up to 80,000 Baht per person
• Compensation for Death up to 500,000 Baht per person
• Compensation for loss of vital organs (varying amounts)
• Daily compensation for inpatient or emergency room

How Much Does Motorcycle Insurance in Thailand Cost?

The cost of your motorcycle insurance in Thailand varies based on factors like your bike's make, model, and your riding history. Here's a quick overview of what you might expect to pay:

Cost of Type 1 Motorcycle Insurance

Expected Premium: 12,000 baht ++ (depending on Motorcycle Group)
Starting at 9,000 baht

Cost of Type 2+ Motorcycle Insurance

Expected Premium: 3,000 baht ++
Starting at 2,500 baht

Cost of Type 3+ Motorcycle Insurance

Expected Premium: 2,500 baht ++
Starting at 1,800 baht

Cost of Type 3 Motorcycle Insurance

Expected Premium: 1,500 baht ++
Starting at 1,000 baht

How to Get Cheaper Motorcycle Insurance

Excess or Deductible

Choosing a higher deductible can lower your premium. But make sure you can afford the higher out-of-pocket expense if you need to make a claim.

Dealership and Garage Repairs

While the Dealership Repair plan will repair your motorcycle at official brand dealerships with original manufacturer parts, Garage Repair may use aftermarket parts for your repairs. Garage repair plans are often significantly cheaper.

Limiting your mileage

A shorter distance ride means less risk of accidents. Selecting a policy with a kilometer limit can greatly impact your premium. This option might not be available for all motorcycles.

Named Rider

By naming no more than two riders on your policy, you can often lower your insurance cost premium.

Maintaining a clean riding record

Having a clean driving record will ensure your renewal premium stays low. Some insurers offer no-claims bonuses for accident-free years.

Special Coverage and Additional Extras

24/7 Roadside Assistance cover

This can include services like towing, battery jump-starts, flat tire changes, fuel delivery, and lockout services.

Accidental Cover for damages to tires, battery, lubricant & coolant

Some plans offer coverage for parts prone to wear and tear, even in accidents.

Courtesy motorcycle Cover

Some policies cover the cost of a replacement vehicle while yours is being repaired.

Theft Cover for belongings

Some plans extend coverage to your personal belongings on the motorcycle.

Charging Equipment Cover

For EV motorcycles, some plans cover charging equipment and related liabilities.

How to Apply for Motorcycle Insurance in Thailand

1. Compare Plans & Premiums: Select the plan that is right for you.
2. Apply: Apply through our website or contact our customer service team.
3. Submit Documents: Send us the following:
   • Copy of your Passport or Thai Driving License
   • Copy of your green book or registration or deed of sale
4. Get Covered: Once confirmed, your coverage starts immediately.

Frequently Asked Questions

What is the difference between 3rd, 2nd, and 1st class insurance?

First class insurance is comprehensive and covers the bike and third party. 2nd and 3rd class usually just cover third party liability, with 2nd class offering some partial coverage for the bike.

What is Dealer and Garage coverage for motorcycle insurance?

Dealer coverage allows repairs at official brand dealerships, while Garage coverage uses contracted garages. Dealer coverage is typically more expensive.

If I buy now, will I be covered today as well?

Yes, if your coverage start date is today and you've paid, you're immediately covered.

Is there a hotline for emergencies?

Yes, every insurance company is required to have an emergency hotline.

Do you have to put a named rider, or can my spouse drive the bike too and still be covered?

Your spouse or partner can also drive the bike and still be covered.

Is there a no-claim bonus?

No-claim bonuses are typically only available for First class insurance (Class 1), and policies vary by company.

Buy Your Insurance with Confidence

CheckDi is certified by OIC, secured by Comodo, and verified by DBD.

Remember, while finding affordable insurance is important, it's crucial to choose a policy that provides adequate protection for your needs. Always read the policy details carefully and consult with an insurance professional if you have any questions.

Who Should Get Motorcycle Insurance in Thailand?

Motorcycle insurance in Thailand is essential for all riders, whether you are a daily commuter navigating Bangkok traffic, a weekend enthusiast exploring mountain roads, or a tourist renting a bike for vacation. Business owners using motorcycles for deliveries, expats living long-term in Thailand, and local riders with valuable bikes particularly benefit from comprehensive coverage beyond the basic compulsory insurance.

Documents and Steps for Getting Covered

Required Documents

• Valid passport or Thai driving license (copy)
• Green book (motorcycle registration) or deed of sale
• Current address for document delivery
• Contact information (phone number and email)
• Bank account details for premium payment

Simple Application Process

• Compare different insurance types and select your preferred coverage
• Complete the online application with your motorcycle and personal details
• Upload required documents through the secure portal
• Review and confirm your policy details and premium
• Make payment and receive immediate coverage confirmation
• Get PDF policy documents within 1-2 days via email or LINE
• Original documents delivered to your address within 7-14 working days

CheckDi and Allianz Insurance

If you're looking to buy motorcycle insurance in Thailand, you'll be glad to know that CheckDi has teamed up with Allianz Insurance to provide affordable motorcycle insurance premiums with comprehensive coverage. This partnership has made it possible for CheckDi to offer motorcycle insurance policies that are tailored to your needs, at prices that won't break the bank. You can easily get a quote for your motorcycle insurance premium through the CheckDi website, where you can compare plans, coverage, and details. With this collaboration, you can rest assured that you're getting the motorcycle insurance coverage you need at a price you can afford, without compromising on quality or coverage.

History of Allianz Insurance

ก่อตั้งขึ้นเมื่อวันที่ 4 มิถุนายน 2540 เป็นบริษัทประกันวินาศภัยชั้นนำของประเทศไทย ตั้งขึ้นโดยการร่วมทุนระหว่างสององค์กรใหญ่ คือ กลุ่มอลิอันซ์ หนึ่งในผู้นำด้านประกันภัยของยุโรป และเครือเจริญโภคภัณฑ์ หนึ่งในธุรกิจชั้นแนวหน้าของประเทศไทย

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