ผลประโยชน์โรคมะเร็งระยะลุกลาม
200,000 (all stages, lump-sum on diagnosis)
ผลประโยชน์มะเร็งผิวหนัง
40,000
ผลประโยชน์โรคมะเร็งระยะไม่ลุกลาม
200,000 (all stages, lump-sum on diagnosis)
ผลประโยชน์สูงสุดรวม
200,000
เคลมได้หลายครั้ง (สูงสุดกี่ครั้ง)
2 (cancer once + skin cancer once)
ระยะเวลารอคอยเคลมครั้งแรก
90
เคมีบำบัด และ/หรือ รังสีรักษา
50,000
ค่าผ่าตัดโรคมะเร็ง
40,000
การวินิจฉัยซ้ำ (Second Opinion)
10,000 (within 30 days after the first cancer diagnosis)
ผลประโยชน์เพิ่มเติมมะเร็งเฉพาะเพศ
20,000 (Male: prostate, colorectal, liver, lung cancer · Female: breast, ovarian, cervical, vaginal cancer)
โรคมะเร็งระยะลุกลาม
Covered (all stages)
Underwriting Conditions
1. Insured age from 1 - 60 years, with policy renewal available up to age 65. Age calculation: any remaining days or months shall be rounded up.
2. Must be in good health, never had or been diagnosed with serious illnesses such as Hepatitis B and C, AIDS, chronic pneumonia, cirrhosis, hepatitis, chronic colitis, chronic cervicitis/vaginitis, etc.
3. Smoking no more than 10 cigarettes per day.
4. Father, mother, or siblings have never been diagnosed with hereditary cancer.
5. Maximum sum insured across all policies combined shall not exceed 1,500,000 Baht per person.
6. Underwriting decisions or policy renewal decisions shall be at the Company's discretion.
Remarks
1. This insurance policy has a Waiting Period of 90 days.
2. Skin cancer refers to all types of skin cancer (Any Skin Cancers) except Malignant Melanoma classified as Stage II or above.
3. In case of skin cancer diagnosis, coverage applies only to Item 2 as per the coverage table.
4. For all coverage items, the Company will pay benefits according to the sum insured specified.
5. Does not cover cancer treatment by hormone therapy.
6. Premium is calculated based on age at inception and remains level (does not increase with age).
7. Premiums shown include stamp duty and tax.
8. Please understand the coverage details and conditions before making any insurance purchase decision.
9. Health declaration is a factor in underwriting decisions or claim payments under the insurance contract.
