Key Features
Why choose Krungthai-AXA Roke Rai So Shield
Coverage Comparison
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| Coverage | 1 | 2 | 3 | 4 |
|---|---|---|---|---|
| Main Coverage | ||||
| ผลประโยชน์สูงสุดรวม | 500,000 (actual medical expenses, per policy year (IPD + OPD)) | 1,000,000 (actual medical expenses, per policy year (IPD + OPD)) | 3,000,000 (actual medical expenses, per policy year (IPD + OPD)) | 10,000,000 (actual medical expenses, per policy year (IPD + OPD)) |
| จำนวนโรคร้ายแรงที่คุ้มครอง | 10 (plus 4 childhood diseases) | 10 (plus 4 childhood diseases) | 10 (plus 4 childhood diseases) | 10 (plus 4 childhood diseases) |
| ค่าห้องผู้ป่วยปกติ (ต่อวัน) | 2,000 (children 1 month–10 years: 1,500 THB/day) | 3,000 (children 1 month–10 years: 2,500 THB/day) | 5,000 | 10,000 |
| ค่าห้องผู้ป่วยหนัก ICU (ต่อวัน) | 6,000 (children 1 month–10 years: 4,500 THB/day) | 9,000 (children 1 month–10 years: 7,500 THB/day) | 15,000 | 30,000 |
| Additional Coverage | ||||
| ระยะเวลารอคอยเคลมครั้งแรก | 90 (from rider effective date) | 90 (from rider effective date) | 90 (from rider effective date) | 90 (from rider effective date) |
| เหมาจ่ายค่ารักษาสูงสุดต่อปี | - | - | - | - |
| ค่าบริการทางการแพทย์เพื่อการตรวจวินิจฉัย | As charged (diagnostics, as charged) | As charged (diagnostics, as charged) | As charged (diagnostics, as charged) | As charged (diagnostics, as charged) |
| ค่าแพทย์ตรวจรักษาในโรงพยาบาล (ต่อวัน) | As charged (physician fees, as charged) | As charged (physician fees, as charged) | As charged (physician fees, as charged) | As charged (physician fees, as charged) |
| ค่ารักษาพยาบาลการบาดเจ็บ กรณีผู้ป่วยนอก ภายใน 24 ชม. | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) |
| การผ่าตัดใหญ่ที่ไม่ต้องพักรักษาตัว (Day Surgery) | As charged (day surgery, as charged) | As charged (day surgery, as charged) | As charged (day surgery, as charged) | As charged (day surgery, as charged) |
| ค่าเวชศาสตร์ฟื้นฟู หลังการเข้าพักรักษาตัวเป็นผู้ป่วยใน | 0 (not covered (section 8)) | 1,500 (per time, max 12 times a year (section 8)) | 2,500 (per time, max 12 times a year (section 8)) | As charged (max 12 times a year (section 8)) |
| ค่าล้างไต | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) |
| ค่ารังสีรักษา รังสีร่วมรักษา เวชศาสตร์นิวเคลียร์รักษา (โรคมะเร็ง) | As charged (radiotherapy, as charged) | As charged (radiotherapy, as charged) | As charged (radiotherapy, as charged) | As charged (radiotherapy, as charged) |
| ค่าเคมีบำบัด (โรคมะเร็ง) | As charged (chemotherapy, as charged) | As charged (chemotherapy, as charged) | As charged (chemotherapy, as charged) | As charged (chemotherapy, as charged) |
| รถพยาบาล | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) |
| ค่าผ่าตัดเล็ก | As charged (minor surgery, as charged) | As charged (minor surgery, as charged) | As charged (minor surgery, as charged) | As charged (minor surgery, as charged) |
| ค่าดูแลสุขภาพจิต | 0 (not covered (section 15)) | 30,000 (inpatient and outpatient, per policy year (section 15)) | 50,000 (inpatient and outpatient, per policy year (section 15)) | 100,000 (inpatient and outpatient, per policy year (section 15)) |
| ค่าปรึกษาแพทย์ผู้ป่วยนอกผ่านโทรเวชกรรม (Telemedicine) | 0 (not covered (section 14)) | 1,500 (max 2 times a year (section 14)) | 2,500 (max 2 times a year (section 14)) | As charged (max 12 times a year (section 14)) |
| ค่าใช้จ่ายฟื้นฟูร่างกายหลังการรักษาโรคร้ายแรง | 0 (not covered (section 16)) | 30,000 (paid once per policy term (section 16 CIs Care recovery)) | 50,000 (paid once per policy term (section 16 CIs Care recovery)) | 100,000 (paid once per policy term (section 16 CIs Care recovery)) |
| ค่าผ่าตัด | As charged (surgery & procedures, as charged) | As charged (surgery & procedures, as charged) | As charged (surgery & procedures, as charged) | As charged (surgery & procedures, as charged) |
| ค่ารักษาพยาบาลผู้ป่วยนอก (OPD) | As charged (covered critical illnesses only) | As charged (covered critical illnesses only) | As charged (covered critical illnesses only) | As charged (covered critical illnesses only) |
| ผลประโยชน์สูงสุดตลอดชีพ | 1,500,000 (3x the annual benefit) | 3,000,000 (3x the annual benefit) | 9,000,000 (3x the annual benefit) | 30,000,000 (3x the annual benefit) |
| ผลประโยชน์กรณีเสียชีวิต | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) | 0 (Not covered) |
| โรคมะเร็งระยะลุกลาม | Covered (cancer and tumours · all stages) | Covered (cancer and tumours · all stages) | Covered (cancer and tumours · all stages) | Covered (cancer and tumours · all stages) |
| กล้ามเนื้อหัวใจตายเฉียบพลันจากการขาดเลือด | Covered (heart) | Covered (heart) | Covered (heart) | Covered (heart) |
| โรคหลอดเลือดสมองแตกหรืออุดตัน | Covered (nervous system and brain) | Covered (nervous system and brain) | Covered (nervous system and brain) | Covered (nervous system and brain) |
| การผ่าตัดเปลี่ยนอวัยวะหรือปลูกถ่ายไขกระดูก | Covered (major organ systems) | Covered (major organ systems) | Covered (major organ systems) | Covered (major organ systems) |
| Premium | 3,913 /yr | 4,333 /yr | 5,002 /yr | 5,856 /yr |
Terms & Conditions
Claims Process
Easy 4-step claims process
Get Treatment
Visit a hospital or clinic
Prepare Documents
Receipts, medical certificate, ID copy
File Claim
Submit documents within 30 days
Receive Payment
Payment within 15 business days
Frequently Asked Questions
About Krungthai-AXA
Krungthai-AXA is a licensed insurance company regulated by the OIC and an official partner of CHECKDi.
Legal & Consumer Protection
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Insurance company is licensed and regulated by the OIC.
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Call OIC hotline 1186 for complaints.
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