Key Features of This Plan

Allianz Care Plus offers flexible coverage

🛡️

Up to 600,000

Maximum Benefit per Admission

📊

4 plans to choose from

Pick the plan that fits your budget and needs

💰

From ฿4,163/year

Real starting premium for the plan you pick

✅

OIC regulated

The insurer is licensed and supervised by the Office of Insurance Commission

📝

Tax deductible

Premiums qualify for a personal income tax deduction

🆘

Apply in minutes

Apply through CheckDi in 5 minutes and get the policy by email

Expert Review

CHECKDi

CheckDi Editorial

Health insurance analysis team · Compared 200+ plans from 30+ insurers

⭐⭐⭐⭐⭐ 4.5/5
After comparing 200+ health plans in the market, Allianz Care Plus stands out for its comprehensive coverage with 4 plan levels, affordable starting premium, actual-cost IPD and ICU, and cashless hospital network.
✅ Why CheckDi Recommends
  • Comprehensive coverage, no per-visit limit
  • Nationwide hospital network, cashless
  • Starting premium below market average
⚠️ Things to Know Before Deciding
  • Declare your health and occupation truthfully — missing details can affect a claim
  • OPD may require add-on purchase
  • Read policy details before deciding

Who Is This For

Allianz Care Plus is designed for multiple lifestyles

👩‍💻

Office Workers / Freelancers

No company benefits or insufficient coverage

👨‍👩‍👧

Families

Want peace of mind that medical costs won't impact savings

🧳

Frequent Travelers

Need coverage both domestic and international

🏃

Young Professionals Starting to Plan

Low premiums at young age, upgrade as income grows

Coverage Comparison

Compare plans from Allianz Care Plus to find the best fit

CoveragePlan 1Plan 2Plan 3Plan 4
Main Coverage    
Maximum Benefit per Admission300,000400,000500,000600,000
Deductible20,000 (Per confinement; not applied to the PA benefit)20,000 (Per confinement; not applied to the PA benefit)20,000 (Per confinement; not applied to the PA benefit)20,000 (Per confinement; not applied to the PA benefit)
Room & Board per day1,000/day2,000/day3,000/day4,000/day
ICU2,000/day (Max 15 days)4,000/day (Max 15 days)6,000/day (Max 15 days)8,000/day (Max 15 days)
PA - Death/Dismemberment1,000 (50% while riding or on a motorcycle)1,000 (50% while riding or on a motorcycle)1,000 (50% while riding or on a motorcycle)1,000 (50% while riding or on a motorcycle)
General OPD CoverageNot includedNot includedNot includedNot included
Coverage AreaWorldwide excl. USA (USA: accidental injury only)Worldwide excl. USA (USA: accidental injury only)Worldwide excl. USA (USA: accidental injury only)Worldwide excl. USA (USA: accidental injury only)
Additional Coverage    
Hospital General Expenses80% of actual expenses80% of actual expenses80% of actual expenses80% of actual expenses
Medical Diagnostic Services80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Blood Services & Components80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Nursing Services80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Medications & Medical Supplies80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
IV Nutritional Substances80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Take-home medication & supplies (per admission, max 30 days)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Physician Hospital Visit Fee per day80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Operating Room & Equipment80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Anesthesiology Fees80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Surgeon's fee incl. assistant (OIC 4.3)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Day Surgery80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Pre-Hospitalization80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Post-Hospitalization80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Post-Hospitalization Rehabilitation80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Cancer Radiation Therapy80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Cancer Chemotherapy80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Ambulance1,000/trip1,000/trip1,000/trip1,000/trip
Minor Surgery80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Surgical medicines, parenteral nutrition, supplies and equipment (OIC 4.2)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)80% of actual expenses (Part of inpatient expenses, paid at 80%)
Starting Premium≈ 4,163* /yr≈ 5,906* /yr≈ 7,503* /yr≈ 9,482* /yr

* Starting price for the lowest-risk profile. Actual price varies by age, gender, and insurer conditions.

Comparison: Private Health Insurance vs Social Security

Why is comprehensive health insurance essential, even with social security?

Social Security Allianz Care Plus
Coverage Amount Per entitlement (limited) Up to 30M THB/year
Choose Hospital ❌ Must use assigned hospital ✅ Choose from 1,000+
Private Room ❌ Shared ward ✅ Private room available
Advance Payment Not needed (but limited hospitals) ✅ Cashless at network hospitals
Outpatient (OPD) ✅ Per entitlement ✅ Add-on available
Critical Illness Limited by criteria ✅ Pay as actual
Tax Deduction ❌ ✅ Up to 25,000 THB

Compare with other insurers

Similar plans from other insurers (prices for age 30)

AXA
EasyCare Visa Plan 1
From ฿4,185/yr
Maximum Benefit per Admission2,000,000 (Per confinement · same illness within 90 days counts as one)
Deductible100,000 (Per visit · required: 100,000 / 200,000 / 300,000)
Room & Board per day2,500/day (Non-intensive care unit)
View details Compare
CHUBB
Universal Plus Plan 1
From ฿9,639/yr
Maximum Benefit per Admission400,000 (Per any one inpatient confinement)
DeductibleNone (This plan carries no deductible)
Room & Board per day2,000/day
View details Compare
Compare side by sideSee every plan from every insurer →

Terms & Conditions

Coverage Period
1 year, renewable annually
Payment Term
Annual (some plans allow instalments)
Tax Deduction
Up to 25,000 THB/year, and no more than 100,000 THB/year combined with life premiums
Waiting Period
Typically 30 days for illness and 120 days for certain conditions — check the policy
Full terms
See every condition, exclusion and benefit on the plan detail page or the insurer's own documents

Claims Process

Usually cashless at the hospital with your card

1
📧

Policy or medical card

Once approved, your policy arrives by email. Some plans also issue a medical card.

2
🏥

Show it at the hospital

Go for treatment and show the medical card or your policy together with your ID.

3
📩

The hospital files the claim

The hospital sends the claim to the insurer directly — usually nothing to pay up front.

4
💰

If more documents are needed

If the insurer needs more information, you may be asked to pay first and claim it back later. They will contact you about the documents.

What this plan pays

Real figures from the lowest-priced plan in this family

🧾

อลิอันซ์ อยุธยา Care Plus Plan 1

Premium 4,163 THB/year (age 30)

SCENARIO

An illness that needs a hospital stay

Maximum Benefit per Admission300,000
Deductible20,000 (Per confinement; not applied to the PA benefit)
Room & Board per day1,000/day
ICU2,000/day (Max 15 days)

These figures come from this plan's own data. What is actually paid depends on the policy conditions and exclusions.

Nong CheckDi
Nong CheckDi has your back

Free help choosing a plan - and when you need to claim, the CheckDi team works with the insurer for you.

Frequently Asked Questions

QAllianz Care Plus - what does it cover?
Allianz Care Plus has 4 plans, from ฿4,163/year. Compare the cover of every plan in the comparison table.
QHow is buying through CheckDi different from buying direct?
Same price - but CheckDi lets you compare plans from many insurers in one place and apply online straight away.
QCan CheckDi help with a claim?
Yes. The CheckDi team coordinates with the insurer and follows up on your claim. See the steps for this plan under "Claims Process" above.
QIs the premium tax deductible?
Premiums can be deducted from personal income tax under Revenue Department rules.

About อลิอันซ์ อยุธยา

อลิอันซ์ อยุธยา

อลิอันซ์ อยุธยา

⭐⭐⭐⭐⭐ 4.5/5

อลิอันซ์ อยุธยา is a leading insurer in Thailand offering comprehensive health and non-life insurance products.